1. Transactions across the MasterCard and Visa Networks
BCA Credit Card Black can be used at all merchants and platforms that are part of the MasterCard and Visa networks, both domestically and abroad. This ensures payment flexibility for users without geographical limitations.
2. Free First Year Annual Fee & Autopay Feature
BCA Black Card holders get free annual fees for the first year. In addition, there is a BCA Autopay feature that allows automatic payment of routine bills through autodebit from a BCA account, so customers don’t need to worry about missing payments.
3. 0% Installments for Overseas Transactions
One of the interesting features of the BCA Black Card is the 0% installments specifically for overseas transactions. With a minimum transaction of IDR 3 million, customers can change purchases into installments with a choice of tenors:


